Efficient liquidity use for different size of payments

Ponente(s): Biliana Alexandrova Kabadjova

In the present study we examine through network model and transactional analysis the structure of participants’ funds assigned to cover different size of payments in the Mexican Real Time Payment system, SPEI. We split payment transactions in different categories according to the size of the payment and we identify the funding source of the transactions – a) payments funded with participant own money and b) payments covered with incoming operations (recycled payments). The main purpose is to identify differences in the management of intraday liquidity according to the size of the payment.